HARIMAN, Hariman; WIBOWO, Martino. The CFE Model of SME Financial Performance: Does Financial Literacy Really Matter? . Proceedings of Forum for University Scholars in Interdisciplinary Opportunities and Networking, [S. l.], v. 2, n. 1, p. 528–539, 2024. Disponível em: https://conference.ut.ac.id/index.php/fusion/article/view/7199. Acesso em: 17 feb. 2026.