Review of Financial Performance PT. BCA tbk

Abstract

This study analyzes the financial performance of Bank Central Asia, Tbk by comparing key financial ratios
such as Loan to Deposit Ratio, Capital Adequacy Ratio, Return on Assets and Return on Equity before the
pandemic and after pandemic. The method used is qualitative descriptive with a comparative approach,
utilizing secondary data in the form annual financial reports. The results of the analysis show that Bank Central
Asia,Tbk was able to maintain liquidity and strengthen its capital during the pandemic, despite a decline in
profitability due to economic pressures. However, Bank Central Asia Tbk showed signs of recovery with
maintained financial stability and increased management efficiency. These findings provide important insights
into the resilience and adaptation of large banks in the face of the global economic crisis, as well as form the
basis for future risk mitigation strategies.